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Our Services

Our Services

At Cox Financial Group, we believe that a plan is a powerful tool. Reaching your long-term financial objectives hinges on having the right plan -- one that fits your unique circumstances and grows with you. While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a personalized financial program utilizing a wide range of financial products and services including but not limited to:

Investment Planning*- We, through SEI Investments, a third-party investment management firm, scour the planet for experienced institutional investment managers who share our investment philosophy.  We determine an asset allocation to fit your risk tolerance and invest your monies with these top managers accordingly.  We believe in reducing risk through allocation to non-correlated asset classes and diversification, using alternatives such as real estate, precious metals, and managed futures to off-set market volatility.

Retirement Planning – Helping clients determine their “number”.  How much you need to be able to retire is an important calculation.  Managing assets to get you to retirement and then even more importantly structuring the distribution of income during retirement is essential to long-term success.

Social Security – We are not social security experts, but helping guide clients through the information of when should you take your benefits is an important component of your overall retirement picture. Tax Management – So few advisors and clients understand the impact of taxes on your wealth.  As a CERTIFIED FINANCIAL PLANNER™ professional, Randy works closely with your CPA or tax professional to help minimize the impact of taxes.  Understanding taxes and taxation of benefits like social security can make a huge difference.

Risk Tolerance – We work hard to understand your appetite for risk and manage your portfolio accordingly.  We have a Risk Profile Questionnaire which assists you and us in this process.

Protection (Insurance) – Reviewing your needs to make sure you and your loved ones are adequately protected with life insurance, Long Term Care, etc. is an important aspect often overlooked.

Investing involves risk including the potential loss of principal. No investment strategy, including diversification, asset allocation and rebalancing, can guarantee a profit or protect against loss. Investors should understand that investing in strategies that are non-correlated to the stock and bond markets are not without risk. Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. Investors should consider the special risks with alternative investments including limited liquidity, tax considerations, incentive fee structures, and potentially speculative investment strategies. There can be no assurance that these investments will be profitable and will even outperform asset classes correlated to the stock and bond markets. These strategies may not suitable for all investors.

SEI Investments is not affiliated with Cox Financial Group or Osaic Wealth, Inc.